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EXPLAINED · WE RUN ONE OURSELVES

MCP, explained properly — and the 35 tools we partner with that ship one

Every SaaS company suddenly has an "MCP server". Most articles about it are either a press release or a wall of JSON. This one is neither. Here is what the Model Context Protocol actually does, drawn out rather than described; what it looks like from the inside, using real output from the server we run ourselves; and which of the 300 tools in our database offer one — with what it costs, taken from their own documentation, and "not stated" where they don't say.

Short answer: MCP is a standard plug. Before it, every AI app needed a bespoke integration with every tool; now each side implements one protocol and they all fit. It is free and open. Vendors' servers are usually included with the plan you already pay for — but 21 of the 35 partner servers we checked don't say a word about plan or price in their own docs, and a handful sit behind a specific higher tier. Details, with sources, below.
On this page
  1. The problem MCP solves
  2. How it actually works
  3. Inside the server we run
  4. The 35 partners that ship one
  5. Who does it best — and for what price
  6. Where MCP disappoints
  7. FAQ

The problem MCP solves

Start with the annoyance, not the acronym. You are in Claude or ChatGPT, and you ask something that needs your own data: what did we spend on software last quarter, which support tickets mention the new pricing, is this contractor's paperwork done. The model can reason perfectly well about all three. It just cannot see any of it.

The old fix was an integration per pairing. Every AI app had to build a connector for every tool, and every tool had to build one for every AI app. Three clients and three tools means nine integrations to write and — the part that actually kills projects — nine to maintain when an API changes. That is the mess on the top half of the picture below.

MCP, an open standard originally published by Anthropic, replaces that with one shared interface. The tool ships a server. The AI app is a client. Each side implements the protocol once. Three plus three, and the fourth AI client you adopt next year costs nothing to support.

BEFORE — every client × every tool = its own integration 3 × 3 = 9 to build and maintain ClaudeCursorChatGPTYour CRMYour docsYour billing AFTER — each side implements one protocol 3 + 3 = 6, and the next client is free ClaudeCursorChatGPTYour CRMYour docsYour billingMCPone protocol

Our illustration. The count is the point: integrations grow multiplicatively without a standard, and additively with one.

That is genuinely all the idea is. The reason it spread so fast is not technical elegance — it is that it let vendors stop guessing which AI assistant their customers would standardise on.

Client, server, host — which is which?
The host is the app you look at (Claude Desktop, Cursor, VS Code). Inside it runs an MCP client that speaks the protocol. The server is the small program the tool vendor ships, sitting in front of their API or data. Confusingly, an MCP “server” often runs on your own laptop.
What is a “tool” in MCP?
A named function the server offers, with a JSON schema for its arguments — for example get_dossier(name). The model reads the list of tools and their descriptions, decides which to call, and the client executes it. The description text matters enormously: it is the entire instruction manual the model gets.
stdio or HTTP — what is a transport?
How the bytes travel. stdio means the server runs as a process on your machine and talks over standard input/output — private, no network, but you have to install something. Streamable HTTP means the vendor hosts it and you paste a URL, usually with OAuth. Most 2026 vendor servers are remote HTTP; ours is stdio, on purpose.

How it actually works

An MCP session is short and boring, which is a compliment. Messages are JSON-RPC 2.0. The client says hello, asks what the server can do, and then calls things. There is no magic and no model involved on the server side at all — the server is a dumb, well-described API surface, and all the intelligence stays in the client.

ONE MCP CONVERSATION — JSON-RPC over stdio or HTTP 1initializeclient → serverWho are you, which protocol version, what can you do?2tools/listclient → serverServer answers with its tool names + JSON schemas.3tools/callclient → serversearch_tools({query:"email marketing free tier"})4resultserver → clientPlain text back into the model's context. Then it answers you.

Our illustration, using the real method names. If you have ever wondered what your AI client is doing in the two seconds after you connect a tool: this.

Two consequences follow from that shape, and they explain most of what you will experience in practice. First, tool descriptions are the product. The model picks tools by reading their text, so a server with vague descriptions gets ignored or misused, no matter how good its API is. Second, the result goes into the context window. A server that dumps 40KB of JSON per call will crowd out the conversation and cost you money. Good servers return compact prose. That is a design decision, and vendors vary wildly on it.

Inside the server we run

We are not a neutral bystander here. We publish an MCP server ourselves — the Honest Atlas MCP — and everything above comes from having built and maintained one rather than from reading the spec. Here is what it is, honestly.

The problem we built it for is narrow and real: AI assistants are confidently wrong about SaaS pricing. Ask any of them what a tool costs and you get a number that was true eighteen months ago, or a vendor's headline price with the per-seat multiplication quietly omitted. Meanwhile we sit on 300 hand-researched dossiers with the real pricing notes, the honest knock, and who should skip each tool. Publishing that as a webpage helps humans. Publishing it as an MCP server helps the place where people are increasingly making the decision.

HONEST ATLAS MCP — what runs where YOUR MACHINE — no account, no tracking MCP client Claude Code, Claude Desktop, Cursor… atlas_mcp.py 242 lines, stdlib 4 tools, zero deps Local cache ~/.cache/honest-atlas-dossiers.json · 24h TTL Our dossier feed /data/ aibm-dossiers.json 300 hand-researched tools · CC BY 4.0 Fetched once a day. Offline? Stale cache beats nothing. Every claim it returns carries its source and the affiliate disclosure — the model passes both through.

Our illustration of our own server. 242 lines of Python, standard library only, no account, no telemetry.

It exposes four tools. This is the literal tools/list response, captured by piping JSON-RPC into the server on the machine this page was built on:

$ echo '{"jsonrpc":"2.0","id":2,"method":"tools/list"}' | python3 atlas_mcp.py

search_tools     find tools by need, with honest one-liners + pricing
get_dossier      the full honest dossier for one tool
compare_tools    2-4 tools side by side
list_categories  orient a search

And this is a real answer, not a mock-up — get_dossier("Miro"), trimmed for length:

# Miro — honest dossier
Category: Operations & Workflow · miro.com

The honest knock: Per-member pricing charges for every member added to the
workspace, so an org-wide rollout multiplies at full headcount — and the free
plan's 3-board cap is workspace-wide, not per person, so real teams outgrow it
in days. Model who truly needs to edit before you buy seats.

—
Source: The Honest Software Atlas by AIBuilder Marketplace. Hand-researched;
no invented numbers. try_url links are affiliate links (commission possible,
never changes the take).

What building it taught us

The disclosure has to travel with the data. Our dossiers contain affiliate links. On a webpage the disclosure sits at the bottom of the page and the reader sees it. Through MCP there is no page — the model receives text and paraphrases it to the user. So the affiliate disclosure and the source attribution are appended to every single tool response, and the server's initialize instructions tell the model to pass both through. If you publish an MCP server with commercial links in it and you do not do this, your disclosure effectively disappears.

Compact beats complete. Our first version returned the full dossier JSON. It was accurate and useless: it ate the context window and the model started summarising away exactly the caveats we care about. Returning short, opinionated prose with the knock intact works far better.

Stale data beats no data. The server caches the dossier feed for 24 hours. If the fetch fails and the cache is expired, it uses the expired cache anyway rather than erroring. An assistant that says nothing is worse than one that says something slightly old with a date attached.

Zero dependencies was the right call. No pip install, no lockfile, no supply chain. One file you can read in ten minutes before you run it — which, given that you are about to let it talk to your AI assistant, is the minimum any of us should demand.

The 35 partners that ship an MCP server

We went through all 300 tools in our database and checked, one by one, whether the vendor themselves publishes an MCP server. The rule was strict: it counts only if it is documented on their own domain. Community servers on GitHub — and there are hundreds, some excellent — do not count here, because you cannot hold a weekend project to an uptime promise. Several well-known tools failed that test: there are popular third-party MCP servers for Pipedrive, Aircall, Toggl Track and Kinsta, but nothing first-party we could find, so they are not in this list.

35 passed. Each card below states what the server actually does, and what the vendor says about plan and price — in their words, with a link to the page we took it from. Where they say nothing, we say "not stated".

35partners with a first-party MCP server, of 300 checked
14state a plan or price for it in their own docs
21say nothing about plan or price at all
1Password logo1Password Beta

MCP for 1Password Environments: create environments, list variable names and handle .env files — the secrets themselves never enter the model's context window.

Plan & price: Not stated in their own documentation.

ActiveCampaign logoActiveCampaign Live

Hosted remote server: read and update contacts, tags, custom fields, lists and automations. You copy your own MCP URL from your developer settings.

Plan & price: Their help centre states the MCP server is available on all plan tiers.

Apollo logoApollo Live

Server at mcp.apollo.io/mcp: search and enrich prospects, manage records, run sequences and read analytics.

Plan & price: Their docs: there is no additional cost to connect — your existing Apollo plan, permissions and credits still apply. Enrichment therefore still burns credits.

Beehiiv logoBeehiiv Live

Your newsletter's content, subscribers, performance metrics, podcasts, automations, products, surveys, polls and referrals.

Plan & price: All beehiiv users, no upgrade required — but on a free plan it is read-only. Write actions require a paid beehiiv plan.

Brevo logoBrevo Live

Server at mcp.brevo.com: 27 modules spanning contacts, email campaigns, CRM deals, SMS and WhatsApp, templates and account management.

Plan & price: Not stated in their own documentation.

Bright Data logoBright Data Live

Search, navigate and extract public web data without getting blocked. Runs fully managed or self-hosted.

Plan & price: Every new account includes 5,000 free requests a month; beyond that you go through your account manager.

Bybit logoBybit Live

Official trading MCP with 206 tools across market data, orders, positions and account. The 22 market-data tools work read-only without any API key.

Plan & price: Price not stated; read-only market data works without a key.

Circle logoCircle Live

Read community analytics, member lists and posts; write actions such as inviting members or posting need your explicit approval each time.

Plan & price: Business plans and above, at no additional cost. Community admins only — regular members cannot use it.

Clay logoClay Live

`clay mcp` runs Clay's tools as a local server for coding agents; there is also a hosted endpoint.

Plan & price: Not stated in their own documentation.

ClickUp logoClickUp Public beta

Hosted server at mcp.clickup.com/mcp covering tasks, docs, time tracking, workspace search and chat. Delete operations are deliberately not supported.

Plan & price: All plans. Free: 50 calls a day; Unlimited and above: 300 a day on a rolling 24-hour window; with the Everything AI add-on you get the standard public API limits.

Close logoClose Live

OAuth server for leads, activities and opportunities, with separate scopes for read, safe-write and destructive-write.

Plan & price: Not stated in their own documentation.

Databox logoDatabox Under active development

Server at mcp.databox.com/mcp with two core tools: ingest_data and query_dataset_with_ai — push data in, then ask questions about it in plain language.

Plan & price: Not stated in their own documentation.

Deel logoDeel Live

Server at api.letsdeel.com/mcp: retrieve contracts, run worker-level operations and submit time-off requests. OAuth2 or a personal access token.

Plan & price: Not stated in their own documentation.

Descript logoDescript Live

First-party hosted server: import media, run Underlord edits, create and manage compositions, and export.

Plan & price: Not stated on the page we were able to read.

Dify logoDify Live

Publish any Dify app as an MCP server — and consume other MCP servers as tools inside your workflows. It works both ways.

Plan & price: Not stated in their own documentation.

ElevenLabs logoElevenLabs Live

Generate speech, clone voices, transcribe audio and spin up outbound voice agents from Claude or Cursor.

Plan & price: The server is open source and free to run locally; every call spends credits from your ElevenLabs account.

Fireflies.ai logoFireflies.ai Live

Server at api.fireflies.ai/mcp: meeting transcripts, summaries, action items and speaker data, over OAuth.

Plan & price: Not stated in their own documentation.

Freshservice logoFreshservice EAP beta

MCP integration that lets Cursor or Claude connect securely to your Freshservice environment.

Plan & price: Early Access Program: beta, Enterprise plan only, and on request via your technical account manager or support.

Gamma logoGamma Live

Generate decks, docs and sites from a prompt or a template, check generation status, export to PDF/PPTX/PNG and read analytics.

Plan & price: Available on all Gamma plans; generations charge credits.

Gusto logoGusto Live (read-only)

Read-only access to payroll and people data; you choose which categories of data the model is allowed to see.

Plan & price: Not stated in their own documentation.

HiBob logoHiBob Beta

Employee data, time off and tasks over a hosted endpoint, fenced in by the permissions of a Bob service user.

Plan & price: Not stated in their own documentation.

Hostinger logoHostinger Live

Exposes the Hostinger API: websites, VPS, domains and DNS, email marketing, subscriptions and payments, and e-commerce.

Plan & price: Not stated. You need an API token from hPanel, or OAuth for production use.

Jotform AI Agents logoJotform AI Agents Live

Server at mcp.jotform.com: create forms and read submissions, with an OAuth consent screen per user.

Plan & price: Not stated in their own documentation.

lemlist logolemlist Live

Server at app.lemlist.com/mcp: create, update, start and pause campaigns and sequences, manage leads, enrich emails and read team analytics.

Plan & price: Price not stated; enrichment operations (email finding, verification, phone enrichment) do consume credits.

Miro logoMiro Live

Server at mcp.miro.com: read and build boards — frames, sticky notes, shapes, cards, tables, architecture and sequence diagrams, plus reading and resolving comments.

Plan & price: Enterprise. An admin has to enable the MCP server for the organisation before anyone can connect.

Navan logoNavan Read-only

Read access across the travel and expense dataset: spend summaries, transaction detail and policy data. Write access is announced but not live.

Plan & price: Not stated in their own announcement.

Plesk logoPlesk Very early beta

Official Plesk extension exposing the Plesk and WP Toolkit REST APIs to ChatGPT, Claude or Gemini — server administration in plain language.

Plan & price: Free from the Plesk Extension Catalog. Plesk Obsidian for Linux 18.0.72 and above only; no support during the beta and not meant for production.

Pylon logoPylon Live

Server at mcp.usepylon.com: read and update issues, accounts and contacts — exactly the data you can already see in Pylon yourself.

Plan & price: Price not stated. You do need a Member or Admin role with 'MCP Access' enabled, and rate limits apply per tool.

Replit logoReplit Beta

Three tools — create_app_from_prompt, update_app_using_prompt and ask_question — letting an MCP client drive Replit Agent to build real apps.

Plan & price: Works with a Free, Core, Pro or Enterprise account. What the underlying Agent runs cost is not specified in that documentation.

RunPod logoRunPod Live

Two servers: an API server for pods, endpoints, templates and volumes (needs an API key), and a docs server at docs.runpod.io/mcp that needs no authentication at all.

Plan & price: Not stated in their own documentation.

Shippo logoShippo Live

Server at mcp.shippo.com: compare carrier rates, buy labels, track packages, validate addresses and handle customs.

Plan & price: Works across all plan types. Reads — rates, address validation, tracking — cost nothing; buying a label charges your live account and asks for confirmation first.

Softr logoSoftr Live

Server at mcp.softr.io/mcp: 20 tools across databases, tables and records — read and write, over OAuth or a personal API token.

Plan & price: Not stated in their own documentation.

Tenable logoTenable Live

Hexa AI MCP at cloud.tenable.com/mcp: 90 structured tools over the Exposure Data Fabric — assets, vulnerabilities, dashboards and scans.

Plan & price: Requires a Tenable One Foundation or Tenable One Advanced licence. Paid only, and not available in FedRAMP Moderate environments.

Todoist logoTodoist Live

First-party server at ai.todoist.net/mcp, plus a Todoist plugin that wires up the configuration for you.

Plan & price: Not stated for Todoist itself; their guide does note that Claude Code requires a paid Claude plan.

Wrike logoWrike v2 in beta

Query projects, manage tasks and navigate folders from Claude, ChatGPT, Copilot or Cursor.

Plan & price: Not stated in their own documentation.

The same list as a table

PartnerCategoryStatus What they say about plan & priceSource
1Password logo1Passwordour dossierIT & ProductivityBetaNot stated in their own documentation. not statedsource
ActiveCampaign logoActiveCampaignour dossierGrowth & RevenueLiveTheir help centre states the MCP server is available on all plan tiers. statedsource
Apollo logoApolloour dossierGrowth & RevenueLiveTheir docs: there is no additional cost to connect — your existing Apollo plan, permissions and credits still apply. Enrichment therefore still burns credits. statedsource
Beehiiv logoBeehiivour dossierGrowth & RevenueLiveAll beehiiv users, no upgrade required — but on a free plan it is read-only. Write actions require a paid beehiiv plan. statedsource
Brevo logoBrevoour dossierGrowth & RevenueLiveNot stated in their own documentation. not statedsource
Bright Data logoBright Dataour dossierIT & ProductivityLiveEvery new account includes 5,000 free requests a month; beyond that you go through your account manager. statedsource
Bybit logoBybitour dossierFinancial OperationsLivePrice not stated; read-only market data works without a key. not statedsource
Circle logoCircleour dossierGrowth & RevenueLiveBusiness plans and above, at no additional cost. Community admins only — regular members cannot use it. statedsource
Clay logoClayour dossierGrowth & RevenueLiveNot stated in their own documentation. not statedsource
ClickUp logoClickUpour dossierOperations & WorkflowPublic betaAll plans. Free: 50 calls a day; Unlimited and above: 300 a day on a rolling 24-hour window; with the Everything AI add-on you get the standard public API limits. statedsource
Close logoCloseour dossierGrowth & RevenueLiveNot stated in their own documentation. not statedsource
Databox logoDataboxour dossierOperations & WorkflowUnder active developmentNot stated in their own documentation. not statedsource
Deel logoDeelour dossierHR & PeopleLiveNot stated in their own documentation. not statedsource
Descript logoDescriptour dossierOperations & WorkflowLiveNot stated on the page we were able to read. not statedsource
Dify logoDifyour dossierIT & ProductivityLiveNot stated in their own documentation. not statedsource
ElevenLabs logoElevenLabsour dossierContent & MediaLiveThe server is open source and free to run locally; every call spends credits from your ElevenLabs account. statedsource
Fireflies.ai logoFireflies.aiour dossierCommunication & VoiceLiveNot stated in their own documentation. not statedsource
Freshservice logoFreshserviceour dossierIT & ProductivityEAP betaEarly Access Program: beta, Enterprise plan only, and on request via your technical account manager or support. statedsource
Gamma logoGammaour dossierOperations & WorkflowLiveAvailable on all Gamma plans; generations charge credits. statedsource
Gusto logoGustoour dossierFinancial OperationsLive (read-only)Not stated in their own documentation. not statedsource
HiBob logoHiBobour dossierOperations & WorkflowBetaNot stated in their own documentation. not statedsource
Hostinger logoHostingerour dossierIT & ProductivityLiveNot stated. You need an API token from hPanel, or OAuth for production use. not statedsource
Jotform AI Agents logoJotform AI Agentsour dossierOperations & WorkflowLiveNot stated in their own documentation. not statedsource
lemlist logolemlistour dossierGrowth & RevenueLivePrice not stated; enrichment operations (email finding, verification, phone enrichment) do consume credits. not statedsource
Miro logoMiroour dossierOperations & WorkflowLiveEnterprise. An admin has to enable the MCP server for the organisation before anyone can connect. statedsource
Navan logoNavanour dossierFinancial OperationsRead-onlyNot stated in their own announcement. not statedsource
Plesk logoPleskour dossierIT & ProductivityVery early betaFree from the Plesk Extension Catalog. Plesk Obsidian for Linux 18.0.72 and above only; no support during the beta and not meant for production. statedsource
Pylon logoPylonour dossierCommunication & VoiceLivePrice not stated. You do need a Member or Admin role with 'MCP Access' enabled, and rate limits apply per tool. not statedsource
Replit logoReplitour dossierIT & ProductivityBetaWorks with a Free, Core, Pro or Enterprise account. What the underlying Agent runs cost is not specified in that documentation. statedsource
RunPod logoRunPodour dossierIT & ProductivityLiveNot stated in their own documentation. not statedsource
Shippo logoShippoour dossierOperations & WorkflowLiveWorks across all plan types. Reads — rates, address validation, tracking — cost nothing; buying a label charges your live account and asks for confirmation first. statedsource
Softr logoSoftrour dossierIT & ProductivityLiveNot stated in their own documentation. not statedsource
Tenable logoTenableour dossierIT & ProductivityLiveRequires a Tenable One Foundation or Tenable One Advanced licence. Paid only, and not available in FedRAMP Moderate environments. statedsource
Todoist logoTodoistour dossierOperations & WorkflowLiveNot stated for Todoist itself; their guide does note that Claude Code requires a paid Claude plan. not statedsource
Wrike logoWrikeour dossierOperations & Workflowv2 in betaNot stated in their own documentation. not statedsource

Researched 2026-07-28. MCP is moving fast — check the source link before you commit to anything. Spotted a partner we missed, or a page that has changed? Tell us and we'll fix it.

Who does it best — and for what price

First, the honest framing, because a lot of "best MCP server" content gets this wrong: for almost every tool here, the MCP server is not a product you buy. It is a door onto a subscription you already pay for. So ranking them by price is mostly meaningless. What is worth ranking is the door: can you open it on the plan you are actually on, how often can you use it, and will it let you write as well as read.

WHAT 35 PARTNER MCP SERVERS SAY ABOUT PRICE — in their own docs 14 state a plan or price 21 say nothing We do not fill that gap with a guess. "Not stated" is what we publish. WHERE THE GATE SITS Stated to work on a free plan7No extra cost on your plan3Requires a specific higher tier4Says nothing at all21

Our own count, from the 35 vendor pages linked above.

Best if you're not paying anything yet — beehiiv and ClickUp

Both put the server on every plan including free. beehiiv is explicit that all users get it with no upgrade, with free plans read-only and writes requiring a paid plan — an honest, legible split. ClickUp is on all plans too and publishes its actual rate limits: 50 calls a day on Free, 300 on Unlimited and above. Published limits are rarer than they should be, and they are what tells you whether the thing is usable.

7 of the 35 are stated to work without a paid plan at all: ClickUp, Bright Data, Replit, ElevenLabs, Beehiiv, Plesk, Gamma — though "free plan" and "free to run" are different promises, and each row above says which one applies.

Best free allowance for real work — Bright Data

5,000 requests a month on every new account, stated in writing. For an agent that needs to read the live web that is a genuine working budget rather than a demo, and it is the only server in this list that quantifies a free tier that precisely.

Best "your existing plan just works" — Apollo

Their documentation says plainly that there is no additional cost to connect and that your existing plan, permissions and credits still apply. That is exactly the sentence a buyer needs. Note the tail of it though: enrichment through MCP spends the same credits it always did, so an agent left to enrich a large list will cost you real money quietly.

Best-designed guardrails — Shippo and Circle

Shippo separates free reads (rates, tracking, address validation) from actions that charge your live account, and asks for confirmation before buying a label. Circle keeps read tools always-allowed and routes every write through an explicit approval. When an AI is holding the pen, that distinction is worth more than any feature list.

Most gated — Miro, Tenable, Freshservice, Circle

These four are the ones where the plan genuinely decides. Miro's is Enterprise and an admin must switch it on. Tenable's Hexa AI MCP needs a Tenable One Foundation or Advanced licence. Freshservice's is an Early Access Program on Enterprise, by request. Circle's needs Business or above and admin rights, though it costs nothing extra on top. If you are evaluating any of these because of MCP, check your tier before you get attached.

Where we can't give you a verdict

21 of these 35 vendors publish nothing about plan or price for their MCP server anywhere we could find on their own site. That is not a criticism of the servers — several are excellent — but we are not going to invent a price to fill a column. If pricing matters to your decision, ask them, and treat the silence as a question to raise rather than a detail to assume.

Where MCP disappoints

An honest guide has to include the part the launch posts leave out.

"Has an MCP server" says nothing about quality. The gap between servers is enormous — a handful of well-described tools that return readable text versus 200 auto-generated endpoints that flood the context window. Tool count is a marketing number, not a quality signal. Bybit ships 206 tools; that is impressive engineering and also a lot of surface area for a model to get lost in.

Beta means beta. Nine of the servers here are labelled beta, early access or "under active development" by the vendors themselves. Plesk's own announcement says to expect bugs and not to use it in production. That is admirable candour, and you should take it literally.

Permissions are inherited, not designed. A server usually gives the model whatever the authenticated user can already do. That is the right default, but it means an over-permissioned account becomes an over-permissioned agent. Gusto's advice to run its server in an isolated session — away from other MCP servers — is the sanest security note any vendor in this list publishes, and it applies well beyond Gusto.

Read is solved; write is not. Most of the value shipped so far is retrieval. Navan is read-only with writes "coming"; Gusto is read-only by design; ClickUp won't delete. The genuinely agentic use cases are still early, and the vendors being cautious are, we think, the ones getting it right.

Frequently asked questions

What is MCP in simple terms?

MCP (Model Context Protocol) is an open standard for connecting an AI assistant to a tool or data source. The AI app is the client, the tool ships a server, and the two speak one protocol. It means a tool builds one integration instead of one per AI app, and you can plug your own data into the assistant you already use.

Is MCP free?

The protocol itself is open and free. Whether a vendor's MCP server is free depends on the vendor. Of the 35 partner servers we checked, 14 state a plan or price in their own docs and 21 say nothing at all. Where a plan is stated, the MCP server is usually included with the subscription you already pay for rather than sold separately — the real limits are rate limits and whether writes are allowed.

Do I need to be a developer to use MCP?

Increasingly no. Remote servers are the norm now: you paste a URL into your AI client, approve an OAuth screen, and you're connected. Local servers still need a runtime — our own is a single Python file — but the setup is a copy-paste, not a project.

Is it safe to connect my CRM or payroll to an AI assistant?

Treat it like any other integration: it inherits your permissions, so scope it. Several partners are deliberately conservative — Gusto's server is read-only, Navan's is read-only for now, ClickUp refuses delete operations, and Circle requires per-action approval for writes. Gusto also advises running its server in an isolated client session rather than alongside other MCP servers.

Which MCP servers do you run yourself?

We publish one: the Honest Atlas MCP, a free server that gives any MCP client our hand-researched dossiers on 300 SaaS and AI tools — real pricing notes, the honest knock, who should skip it. It runs on your machine, needs no account and has zero dependencies.

Try ours in 30 seconds. The Honest Atlas MCP gives your assistant our dossiers on 300 tools — real pricing, the honest knock, who should skip it. Free, runs locally, no account. Or browse the same research as a human in the Honest Software Atlas, or take the open dataset.

How this page was made: we checked all 300 tools in our partner database against their own documentation on 2026-07-28, and cite the vendor page for every claim. Plan and price wording is theirs, not ours; "not stated" means we could not find it published on their own site. Illustrations are our own SVGs; partner logos are hosted on our own servers, not hotlinked. Some links are affiliate links — we may earn a commission if you sign up, at no extra cost to you, and it never changes what we write: a tool that is gated or expensive gets said so on this page. Review content lives in our dossiers, which this page links to rather than repeats. How we review →

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