AIBM RESEARCH · REPORT 01 · EDITION 2026-10-07

The sticker price is the whole story for only 22% of business software

We hand-researched the pricing of 513 business tools and wrote down, with evidence, every structure that moves the real cost away from the advertised one. The result: 398 of 513 tools (78%) carry at least one documented cost caveat — usage meters, per-seat scaling, paid add-ons, annual lock-ins, hidden price lists or renewal jumps. Every number on this page is computed from our open dataset, so you can check us.

Market observationEdition 2026-10-07513 researched toolsCurrent edition
398 of 513

of the researched tools carry at least one documented cost caveat

What it means

The advertised price is rarely the whole bill: check meters, seats, add-ons and contract terms before you budget.

Main limitation

Our researched corpus, not the whole market; no flag means no documented caveat, not a guaranteed full price.

Measured

1 July 2026 to 7 October 2026

Last verified · next full re-check

7 October 2026 · monthly: a new edition is computed at most once per calendar month

78%
has ≥1 documented cost caveat
398 of 513 tools
46%
meters usage on top of the plan
credits, overages, % fees
6%
publishes no usable price at all
quote or sales call required; a further 4 price everything except an enterprise tier
34%
has a genuinely free tier
the good news

The report in 2 minutes

What moves the real price

Share of the 513-tool corpus with each documented structure (a tool can carry several):

🧮 Usage-metered237 · 46%
🪑 Per-seat pricing125 · 24%
🧩 Add-ons extra139 · 27%
📅 Annual commit115 · 22%
🔒 Hidden pricing29 · 6%
📈 Renewal jump9 · 2%

🧮 Usage-metered: 237 of 513 tools (46%)

Credits, overages or percentage fees on top of the subscription. Most common in Growth & Revenue. Documented examples from the dossiers:

“Starter is €29 a month or €199 a year, for 1 brand, 10GB storage, 300 AI credits a month, 1 link-in-bio page, 1 digital business card, the website builder and 1” Zoviz review →
“Read the plans in credits rather than images, because that is what you actually buy: the monthly allowances are 75, 300, 1,000 and 2,500 credits, refreshed mont” LumenCart review →
“(prices read 22 September 2026 on apps.shopify.com/loyalino-loyalty-rewards and on loyalino.io/pricing) Billed in USD through Shopify and metered by monthly loy” Loyalino review →

🪑 Per-seat pricing: 125 of 513 tools (24%)

Cost scales with every user you add. Most common in Operations & Workflow. Documented examples from the dossiers:

“(read 2026-10-06 on bonline.com/pricing, prices in GBP excluding VAT) Three plans, priced per user a month.” bOnline review →
“(read 2026-10-05 on the Shopify App Store listing at apps.shopify.com/recurring-memberships, prices in USD) One plan, called Scale: free to install, then $0.13 ” Bold Memberships review →
“In US dollars it is $4 per user a month billed monthly or $3 per user a month billed annually, which the page describes as saving $12 per user a year.” Mera Work review →

🧩 Add-ons extra: 139 of 513 tools (27%)

Key features are paid add-ons on top of the plan. Most common in Growth & Revenue. Documented examples from the dossiers:

“Add-ons: Loyalty Program €199 a month, Sales €59, Customer Service €59 and Mobile App Marketing €59, all billed annually; on Campaigns, forms and landing pages ” Positive User review →
“The FAQ says standard VPS rows carry no setup fee but some dedicated or custom GPU builds may show a one-time provisioning line, and that add-ons such as extra ” Database Mart review →
“Add-ons are billed monthly: AI call recording £8, CRM integrations £8 (HubSpot, Zoho, Odoo, Pipedrive, Salesforce and 200 more), and international bundles at £6” bOnline review →

📅 Annual commit: 115 of 513 tools (22%)

Best price (or any price) requires an annual/quarterly commitment. Most common in Growth & Revenue. Documented examples from the dossiers:

“Annual billing is ten months' price (Amethyst £70 a year, Emerald £190) and two-year billing is eighteen months' price (Amethyst £126, Emerald £342); the page s” Krystal review →
“(read 22 September 2026 and re-read unchanged 27 September 2026 on the vendor's own pricing page, lumencart.fleeta.co.uk/pricing) Free $0 with 25 lifetime image” LumenCart review →
“Annual billing works out at ten monthly payments, which is where the 17% they advertise comes from.” Loyalino review →

🔒 Hidden pricing: 29 of 513 tools (6%)

No public price list — quote or sales call needed. Most common in Operations & Workflow. Documented examples from the dossiers:

“No published price: none of the three tiers (Platform, Scale, Managed) shows a figure anywhere on the site, including the self-serve entry tier (read 4 Sep 2026” Mycroft review →
“No published price: Starter, Team and Business all route to a Talk to sales button (read 27 Aug 2026)” Pecan AI review →
“No published price: Launch, Growth and Enterprise all route to Book your demo and /plans is a 404 (read 26 Aug 2026)” PartnerStack review →

📈 Renewal jump: 9 of 513 tools (2%)

Intro price rises substantially at renewal. Most common in IT & Productivity. Documented examples from the dossiers:

“VPS Edge is €4.42 a month and renews at €8.91: 4 GB RAM, 1 vCPU, 50 GB storage, 250 GB bandwidth, 1 IP.” AccuWeb Hosting review →
“So $7 is an introductory rate and $20 is what the seat costs afterwards — a 186% step for a system that by then holds your contact database, which is the single” HubSpot review →
“The promotional rate is 90% off for three months, so Lite is $23 rather than $2.30 from month four.” FreshBooks review →

🆓 Free tier: 172 of 513 tools (34%)

A genuinely free plan or version exists. Most common in Growth & Revenue. Documented examples from the dossiers:

“Free is $0 forever: 500 sessions a month, 1 website, sessions up to 5 minutes and 1 month of data retention.” UserTrail review →
“The $0 Basic package covers filing only.” Zenind review →
“The first 10 members are free forever, the first 30 days are free, and the listing says there is no flat monthly base fee and no transaction fee.” Bold Memberships review →

Prices also move after you sign

Transparency is not only about today’s price list — it’s about whether the price you signed at survives. Our Price Watch registry documents the hikes, free-tier cuts and intro-to-renewal jumps we found, each with its evidence, and since July 2026 we snapshot all 513 pricing pages monthly so new moves get caught automatically.

Methodology — and its honest limits

Which edition you are reading. First published 9 July 2026 on 245 dossiers. This is edition 2026-10-07, computed over 513 dossiers. A new edition is computed at most once a calendar month, so the figures on this page do not move with every new dossier; the running corpus is the open dataset. Every earlier published state, from 245 tools on 9 July onward, is listed under editions.

Two distinctions the flags now make. “Hidden pricing” counts only vendors with no usable public price; 4 more publish every tier except an enterprise one and are not counted. “Annual commit” splits into 16 vendors where a yearly or quarterly contract is required and 99 where annual billing is an optional discount. A negated match (“no free tier”) never counts as the flag.

How the numbers are made. Every tool in the corpus has a hand-researched dossier. A flag only counts when the dossier contains an explicit evidence sentence for it — the exact classification rules are the same ones that power the Honest Software Atlas, and this page is rebuilt from the corpus, so the numbers cannot drift from the source.

What this corpus is not. It is not a random sample of the software market: it covers the 513 tools we research and review, which skews toward tools with affiliate programs. Percentages describe this corpus, not the entire industry. We publish the raw data so anyone can re-run the analysis: open dataset (CC BY 4.0) · MCP server · how we review.

Data, editions and corrections

Download everything for edition 2026-10-07 (.zip)

Edition 2026-10-07. Every file below is the analysis input or output of this edition; the checksums let you confirm you have the same bytes we published. The manifest carries the population, period, definitions and counts. A rebuild of this page is not a new measurement: new rounds become new editions, and a changed edition carries a correction note.

FileSizeSHA-256
stats.json5,213 bytes302d51dbb05f9099…
tools-flags.csv197,692 bytes13bd66ffe37e02dd…

Editions

EditionStatusHeadlineData
2026-10-07current398 of 513: of the researched tools carry at least one documented cost caveatmanifest
2026-10-03-publishedpublished earlier396 of 498: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-10-01-publishedpublished earlier390 of 492: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-09-26-publishedpublished earlier382 of 479: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-09-25-publishedpublished earlier384 of 476: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-09-15-publishedpublished earlier356 of 455: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-08-23-publishedpublished earlier310 of 406: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-07-13-publishedpublished earlier178 of 261: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-07-12-publishedpublished earlier172 of 253: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-07-11-publishedpublished earlier167 of 248: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-07-10-publishedpublished earlier166 of 247: of the researched tools carry at least one documented cost caveatreconstructed from our published page
2026-07-09-publishedpublished earlier164 of 245: of the researched tools carry at least one documented cost caveatreconstructed from our published page

Licence: CC BY 4.0 — Our own data, analysis, tables and charts. Quoted vendor text and screenshots of vendor pages remain the vendor's; we reproduce them as evidence. Questions, corrections or a vendor response: daniel@aibuildermarketplace.com · press & data.

Cite this report

AIBuilder Marketplace Research (first published July 2026; edition 2026-10-07). “SaaS Pricing Transparency Report 2026: a hand-researched corpus of 513 business tools.” https://aibuildermarketplace.com/research/saas-pricing-transparency-2026/

Press & data questions: daniel@aibuildermarketplace.com — we share the underlying evidence sentences for any stat on request.

AIBuilder Marketplace earns affiliate commissions on some tools it covers; this report flags partners and non-partners by exactly the same rules, and per the manifesto we may earn a commission from tools this research criticises — it never changes the numbers.