PhotoGenerator Review (2026)360 Credits Is 3 Veo Videos

The plan cards and the comparison table on the same page disagree about what Pro costs.

Visit PhotoGenerator → Affiliate link — the rest of this page is the honest version, including who should skip it.

Pricing (2026)

✓ Pricing re-verified 16 Sep 2026

Credit-based, in US dollars, with no free tier among the published plans — the site offers some free credits to try the generator, but every plan is paid. Billed monthly: Starter $12 for 360 credits a month, Pro $49 for 1,100 and Max $119 for 5,300. Billed annually: Starter $10 a month charged $120 a year for 4,320 credits, Pro $39 a month charged $468 for 24,000, and Max $89 a month charged $1,068 for 63,600.

There is also a Pay Once route with four packs that carry no subscription: Starter Pack 2,750 credits for $99, Plus Pack 5,600 for $199, Pro Pack 8,500 for $299 and Max Pack 19,900 for $499. Credits buy access to a single pool of models — images on Nano Banana, Nano Banana 2, Nano Banana Pro and GPT Image 2; video on Seedance 2.0, Seedance 2.0 Fast, Seedance Pro, Kling 2.5, Kling V3, Veo 3 Fast, Veo 3 Quality and Wan 2.5 — and the pricing page publishes a full table of how many generations each plan buys on each model, which is where the real prices are.

One caution before you buy: the page quotes Pro monthly twice and not at the same figure. The plan card says $49 a month; the comparison table directly beneath it heads the same column $29 a month, for the same 1,100 credits. Both were on screen together on 16 September 2026. Plans change — always verify the live price on their site.

What the pricing page doesn’t say

The catch

The card says $49 a month; the table below it says $29 a month for the identical 1,100 credits. Only the tier badged Most Popular carries two prices — Starter and Max match at $12 and $119 in both places. The Subscribe button sits in the table, next to the lower figure. Take the $49 as the number to budget against and check the charge before you confirm it. That matters more because of what the arithmetic says about Pro.

Divide each monthly plan by its credits and Starter is $0.033 a credit, Max is $0.022, and Pro — the one the page recommends — is $0.045. The middle tier is the most expensive credit you can buy on monthly billing, 34% dearer than the cheapest plan on the page. It only makes sense annually, and then it makes a lot: Pro's annual plan carries 24,000 credits rather than the 13,200 you would get paying monthly for a year, so it is the one tier where you get 82% more credits as well as a lower rate, landing at $0.020 a credit.

The Yearly toggle advertises 30% OFF. Against the monthly headline, the actual reductions are 16.7% on Starter, 20.4% on Pro and 25.2% on Max — none of them 30%. Pro is the only plan where the saving genuinely beats the badge, and only because of those extra credits rather than the price. The deeper thing to understand is that a credit is not a picture. Starter's 360 monthly credits are 180 images on Nano Banana at 2 credits each, or 120 on GPT Image 2 at 3 — but on video the same allowance is 90 clips on Seedance Pro at 4 credits, and 3 clips on Veo 3 Quality at 120.

That is a thirtyfold spread inside one plan, so a plan that looks generous becomes a fortnight of work the moment you prefer the best video model. To the vendor's credit the headline counts do reconcile with its own table — 'up to 2,160 images' on annual Starter is exactly Nano Banana, and 'up to 1,080 videos' is exactly Seedance Pro — so these are the cheapest models rather than invented numbers.

They are still the cheapest models. One quirk to know before you pick: Seedance Pro costs 4 credits while plain Seedance 2.0 costs 20 and Seedance 2.0 Fast costs 15. The tier named Pro is the cheapest of the three, not the dearest, which is the opposite of what the naming implies. And know what you are buying: this is an aggregator, not a model. You are paying for one workspace, one balance and one prompt gallery across other companies' models, so the question is whether that convenience beats going to those providers directly at your volume.

What PhotoGenerator does

AI image and video generator that puts a dozen third-party models behind one credit balance and one workspace: Nano Banana (three variants) and GPT Image 2 for stills, Seedance, Kling, Veo 3 and Wan 2.5 for video, plus face swap, background removal, upscaling, style transfer, lip-sync, motion sync, character creation and voice tools. A prompt gallery carries thousands of community prompts with the image each produced, reusable as prompt or reference. Credit-based with no free plan: monthly Starter $12 for 360 credits, Pro $49 for 1,100, Max $119 for 5,300; annually $120, $468 and $1,068 for 4,320, 24,000 and 63,600; or one-off packs from $99 for 2,750 credits to $499 for 19,900. Read 16 Sep 2026.

The recommended tier is the worst rate, unless you pay yearly

Work out the price of a credit in each of the ten ways this page lets you buy one, and the ladder stops behaving like a ladder. On monthly billing: Starter is $12 for 360 credits, which is $0.033 each; Max is $119 for 5,300, which is $0.022; and Pro — badged Most Popular — is $49 for 1,100, which is $0.045. The tier in the middle is the most expensive credit on the page, 34% above the entry plan.

Whatever Pro is for on monthly billing, it is not value. Annual billing fixes it, and overfixes it. Starter becomes $120 a year for 4,320 credits ($0.028), Max $1,068 for 63,600 ($0.017), and Pro $468 for 24,000 ($0.020). Note what happened to Pro: 24,000 credits, where twelve monthly payments would have bought 13,200. Starter and Max carry exactly the same annual credits as twelve monthly cycles, so only Pro gets the extra 82%.

Paying for Pro annually rather than monthly is a 56% cut in the cost of a credit, which is why it is the only tier where the 30% OFF badge understates the saving instead of overstating it. The Pay Once packs sit in between and never expire: $99 for 2,750 credits ($0.036), $199 for 5,600 ($0.036), $299 for 8,500 ($0.035) and $499 for 19,900 ($0.025). The first three are all the same rate, so the only pack that buys anything cheaper is the largest.

Against annual Max at $0.017 a credit, a one-off pack costs roughly twice as much — the premium you pay for not committing, which is fair enough, but worth knowing you are paying. Then convert credits into the thing you actually wanted. At Starter's monthly rate a Nano Banana image is about 6.7 cents and a GPT Image 2 image is 10 cents, while a Seedance Pro clip is 13 cents and a Veo 3 Quality clip is $4.00.

Move to annual Max and that Veo clip falls to about $2.02. The model you choose changes your cost per asset by a factor of thirty; the plan you choose changes it by a factor of two. Pick the model first.

How to actually use PhotoGenerator

Work out your model before your plan, because the model is the bigger multiplier. The pricing page publishes a full table of how many generations each plan buys on each model, and the spread inside one plan is enormous: Starter's 360 monthly credits are 180 Nano Banana images, or 90 Seedance Pro clips, or 3 Veo 3 Quality clips. Decide what you will actually generate, find that row, and read the number rather than the headline.

Do not take the monthly Pro plan. At $49 for 1,100 credits it is the worst rate on the page; the same tier billed annually is $468 for 24,000 credits, which is less than half the cost per credit and 82% more credits than twelve monthly cycles would give you. If you are not ready to commit for a year, Starter monthly at $12 is a better rate than Pro monthly, and the Pay Once packs let you buy credits that never expire without a subscription at all.

Check the charge before you confirm it. The plan card and the comparison table quote Pro at two different prices ($49 and $29) on the same page, and the Subscribe button in the table sits beside the lower figure. Use the free credits and the prompt gallery first. The gallery carries thousands of prompts contributed by other users with the image each one produced, and any of them can be copied or used as a reference image — which is the fastest way to find out whether the models here give you the look you want before you spend anything.

And if you are joining as an affiliate rather than a customer, note the rule on their own application form: paid promotion is not allowed, and you may not bid on their brand keywords.

Distilled from photogenerator.ai/pricing, read in a live browser on 16 September 2026 with each of the three billing toggles clicked in turn: the Monthly cards (Starter $12 for 360 credits, Pro $49 for 1,100, Max $119 for 5,300), the Yearly cards (Starter $10 a month billed $120 for 4,320 credits a year, Pro $39 billed $468 for 24,000, Max $89 billed $1,068 for 63,600, under a badge reading 30% OFF), and the Pay Once packs (Starter Pack 2,750 credits $99, Plus Pack 5,600 $199, Pro Pack 8,500 $299, Max Pack 19,900 $499). The per-model allowances come from the 'Compare All Model Usage Limits by Plan' table on that same page, read column by column for Nano Banana, Nano Banana 2, Nano Banana Pro, GPT Image 2, Seedance 2.0 Fast, Seedance 2.0, Seedance Pro, Kling 2.5, Kling V3, Veo 3 Fast, Veo 3 Quality and Wan 2.5; the credit cost per generation quoted here is that table's own allowance divided into the plan's own credit total. The $29 figure for Pro monthly is the header of that table's third column, read at the same moment as the $49 on the card above it. The tool list and the prompt gallery come from photogenerator.ai itself and its footer menu, read the same day; the affiliate terms (30%, 90-day cookie reset on each click, PayPal or Payoneer, payouts over $50 on the 20th, commission confirmed after 30 days, trials excluded, no paid promotion and no bidding on brand keywords) come from photogenerator.ai/affiliation and its application form, read the same day. No independent reviews or a company record were found to read.

PhotoGenerator vs Nextify.ai, side by side

Both columns come from the same place: each vendor’s own published pricing, read on the date shown in the sources at the foot of this page. We do not average them into a score.

PhotoGenerator →

What it costs

Billed annually: Starter $10 a month charged $120 a year for 4,320 credits, Pro $39 a month charged $468 for 24,000, and Max $89 a month charged $1,068 for 63,600.

The catch

The plan cards and the comparison table on the same page disagree about what Pro costs.

Best for

people who want several image and video models behind one balance and one interface — switching between Nano Banana, GPT Image 2, Seedance, Kling, Veo and Wan without holding four subscriptions — and who generate enough to justify an annual plan, where the credit economics are two to three times better than paying by the month

Nextify.ai →

What it costs

Billed annually the same tiers are $21, $52 and $114 a month, charged $244, $617 and $1,361 a year — the 30%, 35% and 40% badges check out at 28%, 34% and 40% against the monthly rate.

The catch

The plans are sold in videos and images; the meter runs in credits per second, and the two do not reconcile.

Best for

advertisers who need a steady stream of short product clips and will deliberately choose the cheap model for drafts, and teams who would rather have video, avatars, lip-sync and product imagery drawing on one credit pool than pay for four separate subscriptions

Both names above are affiliate links: we may earn a commission if you sign up, at no extra cost to you. Neither changes what this table says: both columns come straight from the vendors’ own pricing pages.

The natural comparison is Nextify.ai, Modelize — All three sell generated visuals by the credit, and the useful split is how honest the credit is. We also carry Nextify.ai, which shares this one's affiliate template and its 30% rate, and its dossier (read 7 September 2026) has Starter $29, Pro $79 and Business $189 monthly for 1,000, 3,000 and 8,000 credits — nominally cheaper per credit on Pro annual at $0.017. But Nextify's plans are sold in videos and images at 20 and 2 credits apiece while its meter actually runs per second of output, so its Pro tier is nearer 62 clips than the advertised 150. PhotoGenerator's headline counts, by contrast, match its own published table exactly. It is the less flattering of the two arithmetics and the more reliable one. Modelize is the narrow alternative: a Shopify app for on-model and studio product photos at $19, $49 and $99 a month for 100, 250 and 500 images (read 19 August 2026), with a free plan of 3 images once. Per image that is $0.19 at Starter against about $0.067 here on Nano Banana — far more expensive, for a tool that does one job inside your store and does not ask you to think in credits. If product photography is the whole task, that trade is worth making; if you want video and images and several models, it is not..

More on PhotoGenerator

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Frequently asked questions

What does PhotoGenerator cost?

Credits, in US dollars, in three billing modes — all read in a live browser on photogenerator.ai/pricing on 16 September 2026. Monthly: Starter $12 for 360 credits, Pro $49 for 1,100, Max $119 for 5,300. Yearly: Starter $120 for 4,320 credits, Pro $468 for 24,000, Max $1,068 for 63,600. Or Pay Once, with no subscription and credits that do not expire: 2,750 for $99, 5,600 for $199, 8,500 for $299 and 19,900 for $499. There is no free plan among them, though the site offers some free credits to try the generator. Per credit that works out at $0.033, $0.045 and $0.022 monthly; $0.028, $0.020 and $0.017 yearly; and $0.025 to $0.036 for the one-off packs.

Is Pro $49 or $29 a month?

The page says both, at the same time. The plan card badged Most Popular reads $49 a month; the comparison table directly beneath it heads the same column, for the identical 1,100 credits, $29 a month — and the Subscribe button sits in the table, next to the lower figure. Starter and Max match at $12 and $119 in both places; only the recommended tier carries two prices. We saw both figures side by side on 16 September 2026. Budget against $49 and check what the checkout actually charges before you confirm. Whichever number is real, monthly Pro is the worst rate on the page at $0.045 a credit, 34% above the $12 Starter plan; the same tier billed annually carries 24,000 credits rather than the 13,200 twelve monthly cycles would buy, which is why Pro is the one plan where paying yearly more than halves the cost of a credit.

How many images or videos does a plan actually buy?

That depends far more on the model than on the plan, and the pricing page publishes the whole table. Take the 360 credits a month that Starter carries: at 2 credits a picture on Nano Banana that is 180 images, or 120 on GPT Image 2 at 3 apiece. Point the same allowance at video and it buys 90 clips on Seedance Pro at 4 credits — or three on Veo 3 Quality, which costs 120 a clip. One plan, a thirtyfold spread. The vendor's headline counts do reconcile with its own table, so they are honest, but they quote the cheapest model: “up to 2,160 images” on annual Starter is exactly Nano Banana. One naming trap while you read it — Seedance Pro costs 4 credits while plain Seedance 2.0 costs 20 and Seedance 2.0 Fast costs 15, so the tier called Pro is the cheapest of the three, not the dearest. Pick the model first, then the plan. Read 16 September 2026.

What should I weigh before buying Design & Content software?

Up to a point, and that point is usually set by your plan. Check whether brand kits, custom fonts, colour locking and template controls sit on the tier you would actually buy, since these are common upsells. Test it with your own assets during the trial rather than the demo content, which is always chosen to flatter the output.

Is this a hands-on review of PhotoGenerator?

This is a researched assessment, not a hands-on test — where we've used a tool ourselves, we say so explicitly. We name what each tool is genuinely good and bad at, and we earn a commission only if you sign up, at no cost to you.

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This is our researched assessment — not a paid placement. The “Visit” links on this page are affiliate links: we may earn a commission if you sign up, at no extra cost to you, and it never changes our take. How we review →