PhotoGenerator Review (2026)360 Credits Is 3 Veo Videos
By Daan Haket · Researched and written with an AI assistant · who does what
The credit is not a picture, and that is the thing to understand before buying.
people who want several image and video models behind one balance and one interface — switching between Nano Banana, GPT Image 2, Seedance, Kling, Veo and Wan without holding four subscriptions — and who generate enough to justify an annual plan, which takes 17% to 30% off every tier.
you only ever use one model, because going to that provider directly removes the middleman and the credit conversion; or you need the strongest video model regularly, since Veo 3.1 Quality at about 115 credits a clip turns the $119 Max plan into 46 clips a month.
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Pricing (2026)
✓ Pricing re-verified 3 Oct 2026
Credit-based, in US dollars, with no free tier among the published plans — the site offers some free credits to try the generator, but every plan is paid. Starter has one size: $12 a month for 360 credits, or $120 a year ($10 a month) for 4,320. Pro and Max each carry a three-step credit selector. Pro monthly is $29 for 1,100 credits, $49 for 2,000 or $79 for 3,300; yearly it is $288, $468 or $744 for 13,200, 24,000 or 39,600 credits.
Max monthly is $119 for 5,300, $199 for 9,200 or $299 for 14,400; yearly $1,068, $1,716 or $2,508 for 63,600, 110,400 or 172,800. The yearly plans carry exactly twelve months of credits, so the saving is in the price alone: 17% on Starter, 17% to 22% on Pro and 25% to 30% on Max, under a toggle badged 30% OFF. Pay Once packs need no subscription: 2,750 credits for $99, 5,600 for $199, 8,500 for $299 and 19,900 for $499, valid for 360 days (the Pro Pack card says 369) and non-refundable.
Credits draw on one pool of image models (GPT Image 2 and 2.5, Nano Banana, Flux 2, Seedream, Midjourney, Recraft and others) and video models (Seedance, Kling, Veo 3.1, Wan, Minimax, Hailuo and others), and the page's per-model table is where the real prices are. Correction to our 16 September reading, which reported Pro at $49 on the card and $29 in the table for the same 1,100 credits: the card has a credit selector, $29 buys 1,100 credits and $49 buys 2,000, and the Pay Once credits expire after 360 days. Plans change — always verify the live price on their site.
What the price did
We capture PhotoGenerator’s own pricing page every month and keep the figures, so this is our record of the page — not a forecast, and not someone else’s summary.
Two dated readings. On 16 September 2026 we recorded Starter $12, Pro $49 and Max $119 a month and Pay Once packs from $99 to $499; on 3 October 2026 those figures were still on the page, but clicking through showed Pro and Max as credit selectors (Pro $29, $49 or $79; Max $119, $199 or $299). Whether the selectors are new or were missed in September we cannot tell. Veo 3 Quality at 120 credits a clip had become Veo 3.1 Quality at about 115.
What the pricing page doesn’t say
Starter's 360 monthly credits are 360 images on GPT Image 2.5 Flare at 1 credit each, 180 on Nano Banana at 2, 120 on GPT Image 2 at 3 or 45 on Nano Banana Pro at 8 — and on video, 90 clips on Seedance Pro at 4 credits, 18 on Seedance 2.0 at 20, 7 on Veo 3.1 Fast and 3 on Veo 3.1 Quality. The headline counts ('Up to 360 images', 'Up to 90 videos') are the cheapest model in each column; they reconcile with the vendor's own table, but they are still the cheapest models.
The Yearly toggle advertises 30% OFF. Every yearly plan carries exactly twelve months of credits, so the saving is the price cut alone: 16.7% on Starter, 17.2% to 21.5% on Pro and 25.2% to 30.1% on Max, which means only the 14,400-credit Max reaches the badge. The Pay Once packs are dearer per credit than any subscription and, despite the 'pay once' framing, expire after 360 days and cannot be refunded.
One naming quirk: Seedance Pro costs 4 credits while Seedance 2.0 costs 20 and Seedance 2.0 Fast 15, so the model called Pro is the cheapest of the three, not the dearest. And know what you are buying: an aggregator, not a model. You pay for one workspace, one balance and one prompt gallery across other companies' models, so the question is whether that convenience beats going to those providers directly at your volume.
Watch the video review
The video version of this review, from our YouTube channel.
What PhotoGenerator does
AI image and video generator that puts a dozen third-party models behind one credit balance and one workspace: Nano Banana (three variants) and GPT Image 2 for stills, Seedance, Kling, Veo 3 and Wan 2.5 for video, plus face swap, background removal, upscaling, style transfer, lip-sync, motion sync, character creation and voice tools. A prompt gallery carries thousands of community prompts with the image each produced, reusable as prompt or reference.
The credit rate falls with size, and yearly beats monthly
Work out the price of a credit and the ladder behaves like a ladder. Billed monthly, Starter costs $0.033 a credit, Pro $0.026 at 1,100 credits, $0.025 at 2,000 and $0.024 at 3,300, and Max $0.022 at 5,300 down to $0.021 at 14,400. Billed yearly, every option gets cheaper: Starter $0.028, Pro $0.022 to $0.019, Max $0.017 to $0.015. Upgrading therefore buys a lower rate per credit, but the step between neighbours is small (Pro's three sizes sit within two-tenths of a cent of each other), so size the plan on what you will use, not on the discount.
The yearly switch is worth more than the tier: it takes 17% off Starter and up to 30% off the largest Max, though only that largest Max reaches the 30% the toggle advertises. The Pay Once packs cost $0.035 to $0.036 a credit for the first three and $0.025 for the 19,900-credit pack, more than any subscription, and they expire after 360 days, so they are a way to avoid a commitment, not a way to save.
What upgrading does not change is the price of a generation, which the model sets. A 1-credit GPT Image 2.5 Flare image costs 3.3 cents on monthly Starter; a Veo 3.1 Quality clip at about 115 credits costs roughly $3.80 there and still about $1.67 on the largest yearly Max. The model you pick moves your cost per asset by a factor of about a hundred; the plan moves it by about two. Pick the model first.
Our monthly capture read this vendor's pricing page in September 2026 and again in October 2026, and the amounts were the same both times, including $29, $119, $120 and $468 from the pricing above. We keep watching — the registry records what moves.
How to actually use PhotoGenerator
Work out your model before your plan, because the model is the bigger multiplier. The pricing page publishes a full table of how many generations each plan buys on each model, and the spread inside one plan is enormous: Starter's 360 monthly credits are 360 GPT Image 2.5 Flare images, 180 Nano Banana images, 90 Seedance Pro clips or 3 Veo 3.1 Quality clips. Decide what you will actually generate, find that row, and read the number rather than the headline.
Pay yearly if you will use the credits: every plan is cheaper per credit billed annually, from 17% off Starter to 30% off the largest Max. Within a tier, size by volume rather than discount, because Pro's 1,100, 2,000 and 3,300-credit options differ by about a tenth of a cent per credit. The Pay Once packs avoid a subscription but cost more per credit and expire after 360 days. Check which credit option is selected before you subscribe: the Pro card opens on its middle option and Max on its smallest, and the price changes with the selector.
Use the free credits and the prompt gallery first. The gallery carries thousands of prompts contributed by other users with the image each one produced, and any of them can be copied or used as a reference image — which is the fastest way to find out whether the models here give you the look you want before you spend anything. And if you are joining as an affiliate rather than a customer, note the rule on their own application form: paid promotion is not allowed, and you may not bid on their brand keywords.
Where this section comes from: our research notes (319 words)
photogenerator.ai/pricing, read in a live browser on 16 September 2026 with each of the three billing toggles clicked in turn: the Monthly cards (Starter $12 for 360 credits, Pro $49 for 1,100, Max $119 for 5,300), the Yearly cards (Starter $10 a month billed $120 for 4,320 credits a year, Pro $39 billed $468 for 24,000, Max $89 billed $1,068 for 63,600, under a badge reading 30% OFF), and the Pay Once packs (Starter Pack 2,750 credits $99, Plus Pack 5,600 $199, Pro Pack 8,500 $299, Max Pack 19,900 $499).
The per-model allowances come from the 'Compare All Model Usage Limits by Plan' table on that same page, read column by column for Nano Banana, Nano Banana 2, Nano Banana Pro, GPT Image 2, Seedance 2.0 Fast, Seedance 2.0, Seedance Pro, Kling 2.5, Kling V3, Veo 3 Fast, Veo 3 Quality and Wan 2.5; the credit cost per generation quoted here is that table's own allowance divided into the plan's own credit total.
The $29 figure for Pro monthly is the header of that table's third column, read at the same moment as the $49 on the card above it. The tool list and the prompt gallery come from photogenerator.ai itself and its footer menu, read the same day; the affiliate terms (30%, 90-day cookie reset on each click, PayPal or Payoneer, payouts over $50 on the 20th, commission confirmed after 30 days, trials excluded, no paid promotion and no bidding on brand keywords) come from photogenerator.ai/affiliation and its application form, read the same day.
No independent reviews or a company record were found to read. photogenerator.ai/pricing re-read 3 October 2026 in a headless live browser, Monthly, Yearly and Pay Once clicked and each of the six Pro/Max credit options clicked in Monthly and Yearly: Pro $29/$49/$79 for 1,100/2,000/3,300, Max $119/$199/$299 for 5,300/9,200/14,400, yearly 12x credits; packs valid 360 days, non-refundable; per-model table read for Starter; photogenerator.ai/llms.txt returns 404.
PhotoGenerator vs Nextify.ai, side by side
Each column shows the vendor’s own published entry price, read on the date shown. Entry prices can cover different services or units, so check what each one buys. We do not average them into a score.
Both names above are affiliate links: we may earn a commission if you sign up, at no extra cost to you. Neither changes what this table says.
The natural comparison is Nextify.ai, Modelize — All three sell generated visuals by the credit, and the useful split is how honest the credit is. We also carry Nextify.ai, which shares this one's affiliate template and its 30% rate, and its dossier (read 7 September 2026) has Starter $29, Pro $79 and Business $189 monthly for 1,000, 3,000 and 8,000 credits — nominally cheaper per credit on Pro annual at $0.017. But Nextify's plans are sold in videos and images at 20 and 2 credits apiece while its meter actually runs per second of output, so its Pro tier is nearer 62 clips than the advertised 150. PhotoGenerator's headline counts, by contrast, match its own published table exactly. It is the less flattering of the two arithmetics and the more reliable one. Modelize is the narrow alternative: a Shopify app for on-model and studio product photos at $19, $49 and $99 a month for 100, 250 and 500 images (read 19 August 2026), with a free plan of 3 images once. Per image that is $0.19 at Starter against about $0.067 here on Nano Banana — far more expensive, for a tool that does one job inside your store and does not ask you to think in credits. If product photography is the whole task, that trade is worth making; if you want video and images and several models, it is not..
Frequently asked questions
What does PhotoGenerator cost?
Credits, in US dollars, read in a live browser on photogenerator.ai/pricing on 3 October 2026. Monthly: Starter $12 for 360 credits; Pro $29, $49 or $79 for 1,100, 2,000 or 3,300; Max $119, $199 or $299 for 5,300, 9,200 or 14,400. Yearly: Starter $120 for 4,320; Pro $288, $468 or $744; Max $1,068, $1,716 or $2,508, each for twelve months of the same credits. Pay Once packs: 2,750 for $99, 5,600 for $199, 8,500 for $299 and 19,900 for $499, valid for 360 days. There is no free plan, though the site offers some free credits to try the generator. Per credit that runs from $0.033 on monthly Starter down to $0.015 on the largest yearly Max.
Is Pro $49 or $29 a month?
Both, for different amounts of credit. The Pro card carries a selector: $29 a month buys 1,100 credits, $49 buys 2,000 and $79 buys 3,300, and the card opens on the 2,000 option, which is why it showed $49 while the comparison table, which lists the 1,100 option, said $29. Our 16 September reading put both prices against 1,100 credits; clicking each option on 3 October 2026, card and table agree. Per credit the three sizes are close ($0.026, $0.025 and $0.024 monthly), so pick the size by volume.
How many images or videos does a plan actually buy?
That depends far more on the model than on the plan, and the pricing page publishes the whole table. Starter's 360 monthly credits buy 360 images on GPT Image 2.5 Flare at 1 credit, 180 on Nano Banana at 2 or 120 on GPT Image 2 at 3; on video, 90 Seedance Pro clips at 4 credits or three Veo 3.1 Quality clips. The headline 'Up to 360 images' and 'Up to 90 videos' are the cheapest model in each column. One naming trap: Seedance Pro costs 4 credits while Seedance 2.0 costs 20 and Seedance 2.0 Fast 15. Pick the model first, then the plan. Read 3 October 2026.
Is this a hands-on review of PhotoGenerator?
This is a researched assessment, not a hands-on test — where we've used a tool ourselves, we say so explicitly. We name what each tool is good and bad at, and we earn a commission only if you sign up, at no cost to you.
- Read 3 October 2026 in a live browser on photogenerator.ai/pricing, with every billing mode and every credit option clicked.
- A dated screenshot of that pricing page, kept on this site as the receipt.
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