Joiin Review (2026)
The $23 headline covers a single company on annual billing — but consolidation is the whole point of Joiin, and a real group of 10-20 entities lands at $92-139 a month.
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What Joiin does
Financial consolidation and group reporting for multi-entity, multi-currency organisations — connects Xero, QuickBooks and Sage, with unlimited users and reports on every plan.
Pricing (2026)
✓ Pricing re-verified 17 Aug 2026
14-day free trial, no credit card; unlimited users and reports on every plan. Priced by the number of companies you consolidate, with the page showing both columns: monthly against annual, per month. 1 company $28 / $23, 2 $36 / $29, 5 $70 / $57, 10 $111 / $92, 20 $167 / $139, 50 $217 / $174, 100 $336 / $252. Above 100 companies it starts from $336/mo plus $2.80 per additional company.
Paying monthly runs roughly 20% above the annual rate at every step. Plans change — always verify the live price on their site.
What the pricing page doesn’t say
Month-to-month billing adds roughly two months per year, and it consolidates what its integrations reach: Xero, QuickBooks and Sage, plus spreadsheet imports for everything else.
What buyers report about Joiin
Recurring themes from the buyer-review sites listed at the foot of this page, read in August 2026. We have not run Joiin ourselves, so this is other buyers' experience rather than ours. We summarise it here because the complaints are usually the part a vendor page leaves out.
- • Multi-entity consolidation out of Xero, QuickBooks and Sage that takes minutes instead of a spreadsheet weekend — that is the whole reason reviewers use it, and they say it delivers.
- • Every plan includes all features and unlimited users; you pay for entities, not seats. Priced by how many entities you consolidate, from a couple up to unlimited.
- • Multi-currency and inter-company eliminations are in the base product.
- • Report presentation and layout options are the one recurring request — the numbers are right, the polish is not.
- • Beyond that, we found no pattern of complaints worth flagging. That is unusual, and in a category this fiddly it counts in its favour.
When the paid plan is worth it
The ladder is priced per company consolidated, and the per-company cost falls hard as you climb. On annual billing one company is $23 a month, two is $29 ($14.50 each), five is $57 ($11.40) and ten is $92 ($9.20). From there twenty is $139 ($6.95), fifty is $174 ($3.48) and a hundred is $252 ($2.52). The single most useful thing to know is that this fall is not smooth. Work out what each STEP costs per extra company and the picture inverts.
Going from two to five companies costs $9.33 for each one you add, the most expensive step on the whole ladder. Going from twenty to fifty costs $1.17 each — the cheapest, and cheaper even than the fifty-to-hundred step at $1.56. So a group sitting at twenty entities and still acquiring should look hard at the fifty tier: $35 more a month buys thirty more slots, and you will not see that rate again.
Billing frequency is the other lever, and it is not a flat 20% as the tier pages imply. The monthly premium runs 20.1% at twenty companies and 20.7% at ten, but 24.1% at two and 33.3% at a hundred. Large groups therefore pay the steepest penalty for staying month-to-month — at a hundred companies that is $84 a month, or roughly $1,000 a year, for flexibility alone. Above a hundred companies Joiin publishes overage of $2.80 per additional company on top of a $336 base.
Note which column that base sits in: $336 is the MONTHLY figure, and $2.80 per company is above the $2.52 you already pay inside the hundred tier on annual billing. Overage is not a discount on scale here; it is a small step up. Every plan includes unlimited users and unlimited reports, so there is nothing to gain by climbing for seats or features — the only thing you are buying is entity count.
The 14-day trial takes no credit card, and the constraint on whether the paid plan is worth it is not price at all but reach. Joiin consolidates what its integrations touch — Xero, QuickBooks, Sage, Pennylane, Puzzle, FreeAgent, Zoho Books — and anything outside that comes in by spreadsheet. Confirm your ledgers are on that list before the trial clock starts.
How to actually use Joiin
The shortest path to value starts on the Companies page: click Add Company and choose Xero, QuickBooks Online, Sage, Pennylane, Puzzle, FreeAgent or Zoho Books, then authorise the connection and select which organisations to pull in. Joiin's help centre says you can connect as many companies as you wish simultaneously, within the limits of your subscription. If a live ledger is not ready, the Add demo company option loads sample data so the reports can be explored first.
A couple of things trip people up. Joiin pulls the last 3 and next 2 fiscal years by default, so anyone expecting a decade of comparatives will need a different approach. And data refreshes automatically every 24 hours, so a ledger edit made this morning will not show until the next sync or a manual refresh; accounts with 20 companies or more get a Refresh All button. The step most often skipped is organising entities into Groups, which is what unlocks consolidated rather than single-entity reporting. Budget the 14 day trial around that setup.
Distilled from Joiin vendor pricing page, vendor homepage and Joiin Help Centre articles (support.joiin.co), read 4 August 2026.
The natural comparison is Fathom — Fathom leans into analysis and presentation-grade reporting; Joiin is the leaner consolidation specialist with per-entity pricing and unlimited users.
More on Joiin
Everything we publish about Joiin links back here — the review stays the honest hub:
The ex-banker filter — the same yardstick on every review (how we review): My ex-banker filter is simple: does Joiin remove a real cost — time, errors, missed revenue — bigger than what it charges? If the job above is genuinely yours, it's worth a look. We never publish fake or “exclusive” prices, so always confirm the current plan on their site.
Frequently asked questions
How is Joiin priced?
By the number of companies you consolidate, not by users — every plan includes unlimited users and reports. Billed annually it is $23 a month for one company, $29 for two, $57 for five, $92 for ten and $252 for a hundred; monthly billing is about 20% more at each step. Read on 17 August 2026.
What happens above a hundred companies?
It stops being a tier and becomes a formula: from $336 a month plus $2.80 for each additional company. That is worth knowing before you consolidate a large portfolio, because it is the only part of the ladder that keeps growing linearly.
Is the trial genuinely free?
Fourteen days, no credit card, and their own page states all features with unlimited users and reports — which for a consolidation tool is the point, since the thing you need to test is whether your entities map cleanly. Read on 17 August 2026.
What should I weigh before buying Finance & Accounting software?
Ask your accountant before you buy; it is the cheapest step in this whole decision. What matters is whether it exports in the format they already work in, whether the ledger mapping survives that export, and whether they can access it directly. A tool your accountant has to re-key by hand costs more than it saves.
Is this a hands-on review of Joiin?
This is a researched assessment, not a hands-on test — where we've used a tool ourselves, we say so explicitly. We name what each tool is genuinely good and bad at, and we earn a commission only if you sign up, at no cost to you.
- Buyer reviews on G2, GetApp, Software Advice and Tekpon, read August 2026.
- Re-verified 2026-08-17 against Joiin's own machine-readable pricing page.
- A dated screenshot of that pricing page, kept on this site as the receipt.
We list our sources because most review sites do not. How we review →
Others in this category
The finance & accounting tools closest to Joiin that we have also reviewed. They overlap rather than match:
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