{
 "schema_version": "1.0",
 "id": "ownr",
 "name": "Ownr",
 "research_status": "researched",
 "vendor_domain": "ownr.co",
 "category": "Operations & Workflow",
 "task": "Tax & compliance",
 "summary": "Register or incorporate your business in Canada online and manage the legal admin: sole proprietorship or incorporation in minutes, plus contracts and documents — without a lawyer for every step. Canada-only, RBC-owned. Through our partner link, readers save 15% on registration or incorporation.",
 "best_for": "Canadian founders who want a straightforward sole proprietorship or single-shareholder incorporation done fast, without paying lawyer rates",
 "skip_if": "you're outside Canada, or you need complex share structures, multiple investors, partnerships, non-profits or real tax and legal planning: that still needs a professional",
 "honest_knock": "Two honest limits. It's Canada-only (provincial incorporation covers Ontario, Alberta, BC and Quebec) so it's no use outside Canada. And it's built for straightforward setups: it won't handle complex share structures, multi-investor shareholder agreements, tax planning, partnerships or non-profits. For those you still want an accountant or lawyer.",
 "pricing": {
  "status": "see_details",
  "entry_price": null,
  "entry_price_terms": null,
  "from_price_usd_month": null,
  "plans": null,
  "plans_source": null,
  "notes": "(prices read 22 September 2026 in a live browser on www.ownr.co/pricing, all amounts in Canadian dollars - Ownr sells into Canada only) The page has two selectors, jurisdiction and structure, and shows different cards for each combination, so there is no single ladder. It also now leads with the discounted price rather than the regular one, which is the first thing to correct for.\n\nSole proprietorship, Ontario: the card reads Free with an RBC bank account, plus applicable taxes, under a banner offering to save CA$49 on the regular price by opening one. So the published regular price is CA$49 and the advertised price is nothing. It covers the government fees, business name searches, the registration number and documents, document storage, chat support and Ownr Perks.\n\nIncorporation is priced identically in Ontario and federally: the Online Minute Book Plan at CA$199 with an RBC bank account, renewing annually at CA$199, and the Managed Corporation Plan at CA$698 with an RBC bank account, renewing annually at CA$599. Both cards state they include the one-time government and filing fees. The banner offers CA$300 off for opening an RBC account, which puts the regular first-year price at CA$499 and CA$998.\n\nBritish Columbia, which the selector labels Canadian Provincial, costs more to enter and the same to keep: Online Minute Book CA$399 with an RBC bank account renewing at CA$199, Managed Corporation CA$898 renewing at CA$599, with the same CA$300 rebate - so CA$699 and CA$1,198 at the regular price. The renewal rate is the same in every jurisdiction; only the incorporation year differs.\n\nThree add-ons exist and all three are locked to the Managed Corporation Plan: Managed Shareholders at CA$297 a year including three shareholders and CA$99 a year for each one after that; Managed Employees and Contractors at CA$99 a year including three and CA$39 for each extra; and an Employee Stock Option Plan at CA$999 a year.\n\nTwo things on that page do not agree. Every plan card says it includes the one-time government and filing fees, while the small print under the comparison table says prices do not include government registry fees and that such fees are payable at the time of filing. Read the quote at checkout rather than the card.\n\nAnd the RBC offer is not a cashback that arrives later. Ownr's help centre describes it as an instant discount taken at payment - CA$49 off a sole proprietorship, CA$300 off an incorporation - on the condition that you open an RBC business bank account at a branch within 60 days. Miss that window and the rebated amount is charged back to the card you paid with; open the account later and it is refunded once you tell Ownr's team. If a branch visit inside two months is not certain, budget the regular price.",
  "verified_at": "2026-09-22",
  "source_url": null,
  "schema_offer": null,
  "source_quotes": null,
  "recent_change": null,
  "price_history": null
 },
 "free_plan": false,
 "free_plan_evidence": null,
 "cost_traps": [
  {
   "id": "addons_extra",
   "label": "Key features are paid add-ons",
   "evidence": "Three add-ons exist and all three are locked to the Managed Corporation Plan: Managed Shareholders at CA$297 a year including three shareholders and CA$99 a year for each one after that; Managed Employees and Contractors at CA$99 a year including three and CA$39 for each extra; and an Employee Stock Option Plan at CA$999 a year.",
   "verified_at": "2026-09-22",
   "source_url": null
  }
 ],
 "compare_with": {
  "name": "a corporate lawyer or DIY government registration",
  "why": "the pricier-but-tailored route and the cheaper-but-error-prone one"
 },
 "links": {
  "record": "https://aibuildermarketplace.com/api/v1/products/ownr.json",
  "review": "https://aibuildermarketplace.com/b2b/ownr-review/",
  "marketplace": "https://aibuildermarketplace.com/marketplace/ownr/",
  "vendor_site": "https://ownr.co"
 },
 "purchase": {
  "seller": "the vendor",
  "how": "AIBuilder Marketplace does not sell this software. Sign up, start a trial or buy on the vendor's site.",
  "handoff_url": "https://partners.ownr.co/jymang6sssn2",
  "affiliate": true,
  "disclosure": "Where purchase.affiliate is true, purchase.handoff_url is an affiliate link: AIBuilder Marketplace may earn a commission at no extra cost to the buyer. Commission never changes what a record says, and products are not ranked by commission. Where it is false the link is the vendor's plain site."
 },
 "provenance": {
  "research": "hand-researched dossier, read on the vendor's own pages",
  "researched_since": "2026-07",
  "method": "https://aibuildermarketplace.com/how-we-review/",
  "license": "CC BY 4.0. Credit 'AIBuilder Marketplace' with a link to https://aibuildermarketplace.com/atlas/.",
  "note": "A rebuild is not a new measurement: pricing.verified_at is the date that matters."
 },
 "cost": {
  "status": "not_yet",
  "engine": "https://aibuildermarketplace.com/agents/#cost",
  "rules": null,
  "growth": null
 },
 "unknowns": [
  "Pricing status is 'see_details': no single public entry price.",
  "Plan-by-plan prices are not structured in this record yet; pricing.notes has the full text.",
  "Contract terms (cancellation, data export, data location, minimum seats) are not researched as separate fields; pricing.notes mentions them only where the vendor's pricing page does.",
  "Being verified: free trial and refund terms are not yet matched to a verbatim line on the vendor's own pages. Not matched does not mean there is none.",
  "No computable price rules yet: cost at a given team size cannot be calculated for this product.",
  "Not tested hands-on by us: what the product does comes from the vendor's pages and our reading of them."
 ],
 "verification": {
  "price": "read",
  "free_trial": "being_verified",
  "refund": "being_verified"
 },
 "status_page": null,
 "task_evidence": null,
 "open_questions": [
  {
   "question_id": "ownr:cancellation_terms",
   "key": "cancellation_terms",
   "question": "Can a customer cancel at any time, and what happens to an annual plan that is cancelled mid-term?",
   "status": "open"
  },
  {
   "question_id": "ownr:data_export",
   "key": "data_export",
   "question": "Which data can a customer export, in which formats, on which plans?",
   "status": "open"
  },
  {
   "question_id": "ownr:data_location",
   "key": "data_location",
   "question": "Where is customer data stored, and can a customer choose the region?",
   "status": "open"
  },
  {
   "question_id": "ownr:minimum_seats",
   "key": "minimum_seats",
   "question": "Is there a minimum number of seats or users on any plan?",
   "status": "open"
  }
 ],
 "vendor_answers": [],
 "agent_channels": {
  "vendor_mcp": null,
  "agent_checkout": {
   "status": "not_checked",
   "detail": "We could not read the vendor's pages as plain HTML.",
   "checked_at": "2026-10-07",
   "method": "homepage, /pricing and the pricing page we cite, read as plain HTML (no JavaScript) and searched for explicit support of purchases by AI agents: Agentic Commerce Protocol, Instant Checkout, Agent Payments Protocol, buy in ChatGPT, agentic checkout"
  }
 }
}